SHERMAN CUSTOM HOMES
SHERMAN CUSTOM HOMES

Pre-Construction Planning & Budgeting Plan & Budget

Plan for a successful, enjoyable building experience.

Rear of a Sherman modern farmhouse at dusk with deck jets arcing into the lit pool
Custom Home Planning & Budgeting
Vaulted great room with stained beams, blue kitchen island, and a wall of windows in a Sherman custom home
Winchester Country Club · 2026Priced line by line before it was drawn

Every great home is built twice — first on paper, then on your land.

Pre-construction planning optimizes your budget & our building process.

"How do I estimate a building budget for my project?" That's the most common question we get. The answer is: it depends on many variables. That's because each custom home is unique and each lot offers its own advantages and considerations. Construction costs can change over time, making early planning and budgeting one of the most important steps in creating a successful project.

It is easy to throw out a rough cost estimate to build a house. But closely estimating the cost of a unique custom home requires time, effort, and knowledge.

To get a realistic estimate of your building costs, you will first need to define, specifically, what you want to build. To guide our clients through these design and budget decisions, we offer a pre-construction planning and budgeting service.

A bright chef's kitchen with pendant lighting in a Sherman custom home
Overhead view of a Sherman estate showing the garden, fire pit area, and drought-tolerant landscaping in Christian Valley

As a luxury home builder, remodeling contractor, and custom home designer we are constantly planning, designing, and bidding on new homes and renovations throughout the greater Sacramento area and the foothills. That means we know today's local construction costs for each component of a new home — or renovation project.

Professional pre-construction planning empowers you to consider various options and their costs, during the design stage. You will "see" and understand the big picture, key details, and building costs. Every key element of your home or improvement will be thoughtfully considered and selected — based on your budget, tastes, and priorities.

A Formal Process, A Free First Step

Our formal four-step process begins with a free phone consultation. During the call, we will establish a rough budget range for your project — based on current construction costs. If you want to learn more, the next step is to meet with Mike Sherman to discuss your project ideas in detail and to establish a preliminary building budget.

If you want help pulling together all of the pieces of your construction project and guidance making important decisions, you can hire us. We have created a formal pre-construction consulting process that will help you develop detailed construction plans that are designed to fit your budget and priorities.

Book the free call

A sunset patio with fire table overlooking the lawn of a Sherman custom home
A dusk-lit pool pavilion with outdoor fireplace built by Sherman Custom Homes
"90% of the success of a construction project is determined by the quality of the pre-construction planning." Mike Sherman · President
Building a Custom Home Takes Coordination

We manage all the professionals required to prepare your plan and budget.

Lot selection & acquisition, designers, engineers, lenders, permits, bids — all compiled, managed, and handled by Sherman Custom Homes, so the process stays enjoyable.

Pre-Design

  • Lot Selection
  • Site Assessment
  • Architectural Style
  • Home Designer

Design & Pricing

  • Structural Engineering
  • Preliminary Budget
  • Value Engineering
  • Finish Selections
  • Line-Item Budget

Contract & Permits

  • Formal Bid
  • Construction Contract
  • Construction Loan
  • Building Permits
  • Scheduling
Evening view of a covered outdoor living pavilion with exposed trusses, string lights, and poolside seating at a Sherman home
Our Four-Step Custom Home Construction Project Planning & Budgeting Process

Transform your dreams into a detailed project budget & ready-to-build construction plans.

  1. 01

    Phone Consultation

    To get a preliminary cost estimate

    Project Feasibility Discussion

    1. Establish Preliminary Project Scope & Cost Range
  2. 02

    Contractor Meeting

    To establish a building budget

    Project Vision & Scope Discussion

    1. Refine Your Project Scope & Desired Budget
    2. Discuss Your Options & Costs
    3. Estimate Your Design & Other Pre-Construction Costs
    4. Discuss Our Consulting Services, Costs, & Timeline
  3. 03

    Budgeting & Planning Process

    To develop a plan, detailed bid, & contract

    Contractor / Client / Home Designer Collaboration

    1. Select a Suitable Lot for Your New Home
    2. Start Your Home Design Process with Our Team & Home Designer
    3. We Prepare a Preliminary Line-Item Budget
    4. Review Your Draft Design, Costs, & Options
    5. Select Your Finish Materials & Amenities
    6. Make Your Final Design & Budget Changes
    7. Home Designer Finalizes Design to Fit Your Budget
    8. We Prepare a Formal Bid & Construction Contract
    9. We Prepare Submittal Packages for Building Permits & Loans
  4. 04

    Get Funded, Pull Permits, & Start Building

    To break ground on a plan that already fits your budget

    Building a custom home starts with a clear vision and a realistic budget.

A lakeside entertaining deck framed by fall color at a Sherman custom home

At the end of our Custom-Home Planning Process, you will receive your construction plans, along with your building permit and loan submittal packages.

Our planning and budgeting process will help you make informed design decisions, after reviewing your options and costs. It will save you time and money, and increase your satisfaction with your new home.

FAQ

Planning & budget questions

How do I estimate a budget for my custom home?

Start with a free phone consultation for a preliminary cost range, then a contractor meeting with Mike Sherman to set a working budget. Because we constantly plan and bid projects across the foothills, we can price your options in real time — so you plan around real numbers, not guesses.

What does pre-construction planning include?

A realistic whole-project budget, lot selection, design collaboration, a preliminary line-item budget, finish and amenity selections, a formal bid and construction contract, and your building-permit and loan submittal packages.

Why plan the budget before finalizing the design?

Because scope drives cost. Pricing decisions during design — not after — is what keeps change orders rare and your project on budget. As Mike says, 90% of a project’s success is determined by the quality of the pre-construction planning.

Published 2026 anchors
  • Custom homes

    ~2,300 sq ft on an unimproved foothill lot

    From $1.2M
  • Semi-custom

    Nine ready-to-build plans, 2,030 to 3,482 sq ft

    From $850K
  • Home improvements

    Minimum project size for renovations and additions

    From $150K

Our published numbers →

Open living area with polished concrete floors and sliding glass walls to the covered patio
Ready to Start?

Let's talk about your project.

Tell us about your land, your timeline, and what you're imagining. We'll come back to you within one business day with the right next step.

Or call (916) 626-6000

Covered patio with dining table and stone fireplace at a Sherman custom home